RAGHAVA Auto Finance
It's our mission
to make people's lives easier.
Let's get started with yours.
Leading automotive financer in Andhra Pradesh and Telangana
Our guiding philosophy
Our mission is to enable source of income for any citizen of this country by providing a means and thereby reducing unemployment and enhancing livelihood
Our Promise
100% customer and dealer satisfaction
Simplified loan process for easy disbursements
Increased use of technology
We honor both self-employed and salaried personnel
Personalized Consultations
QUICK and timely disbursements
24/7 Support
CUsTOMIZED LOANs
Simplified documentation
attractive intrest rates
About Us
We have more than 15 years of industry presence with more than 2 lakh happy customers. We excel in our profession and happy to provide customer service with our 23 branches and more than 500 employees. We partner with biggest names in the industry and best in class for best customer satisfaction.
Mr. Raghava Reddy garu had the vision for self employment and individual empowerment. Raghava Auto Finance is the manifestation of the same.
RaghavaReddy Peram
Raghava Auto Finance Team
Contact Us
6th floor,
T19 TOWERS, Mahatma Gandhi Road, Ranigunj, Secunderabad, Hyderabad, Telangana, 500003
Phone
(+91) 7947139863
(+91) 7993454965
raghavareddy.peram@gmail.com
Terms of Service:
- RAGHAVA AUTO FINANCIERS will conduct interviews with potential customers, performing an initial assessment based on predefined criteria that are subject to change in response to market conditions.
- All necessary and supporting documents will be obtained by RAGHAVA AUTO FINANCIERS as required, considering only completed applications.
- Initial payment/margin money will be collected by RAGHAVA AUTO FINANCIERS in accordance with the norms specified in the customer agreement.
- Upon delivering the vehicle to the borrower, RAGHAVA AUTO FINANCIERS will collect a copy of the "Invoice" within the agreed-upon timeframe. RAGHAVA AUTO FINANCIERS will also ensure appropriate endorsement of the RC book and Insurance Certificate.
- RAGHAVA AUTO FINANCIERS will oversee that borrowers obtain comprehensive insurance coverage for vehicles acquired through the Loan/Hypothecation scheme. The company will ensure the proper annual renewal of insurance until all borrower EMIs are received.
- After receiving the vehicle, the borrower is required to furnish all documentary confirmations related to the RTO/Motor Vehicle Authorities' stipulations, including but not limited to the fitness certificate and certificate of roadworthiness.
Refund Policy
Refund Request for Double Deduction:
- Borrowers may request a refund in the event of a double deduction of EMI for a due date.
- To initiate a refund request, borrowers must contact our customer support team at +91 79934 54965 within 2 days of the debits from their account.
- If the refund request is deemed valid, resolution will be provided within 3 working days.
- If eligible for a refund, the processing will occur within 7 days of resolution.
- The refunded amount is expected to reflect in the customer’s account within 10 days from the date of the refund.
Payment Failure and Automatic Refund:
- In the case of payment failure (where payment is not received by RAGHAVA AUTO FINANCIERS), but the amount is deducted from the customer’s bank account, the payment gateway will automatically refund the amount in accordance with their policy.
- Customers facing this issue can contact the payment gateway’s customer support team for a prompt resolution.
Note:
All refund requests are subject to validation by RAGHAVA AUTO FINANCIERS, and decisions will be made based on the merit of each individual case. Customers are encouraged to reach out to our customer support team for any concerns or inquiries regarding refund processes.